Plumbers most likely to pay off their loans

Guess which occupation is most likely to pay off a loan? The best bets, it turns out, are:

• Plumbers
• Clergy
• Pharmacists
• Pilots
• Scientists.

According to to Erics Credit Community, a site that tracks the performance of loans made through peer-to-peer lending network Prosper.com, all these occupations have a flawless record in paying back loans on Prosper.

Here are some other top-ranking occupations, and the percent that are late on their Prosper.com loans:

• Attorney 2.4%
• Professor 2.6%
• Computer Programmer 3.5%
• Architect 3.5%
• Military officer 4.2%

What do these occupations have in common? My guess is you don't get to do any of them without learning a certain amount of self-discipline, whether it means doing alot of push-ups or finishing your thesis.

And here's the occupations that rank at the bottom, also with the percentage late on their Prosper.com loans:

• Car dealer 25%
• Dentist 20%
• Truck driver 17.7%
• Homemaker 15.9%
• Laborer 14.7%

You can check out the complete spreadsheet here.

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